Nurse home loan guide

Home loan guidance for your situation

Find where you fit below for quick tips. Then tell me a bit about yourself and I'll give you guidance tailored to you.

Graduate & early-career nurses

Get your first few payslips together. Some lenders will lend once you're in a permanent role, even early on.
Check first home buyer schemes before saving a full 20% deposit.
Keep credit card limits low. Lenders count the limit, not what you owe.

Keep your last two payslips and your latest income statement handy. They show your penalties and allowances.
Regular overtime can count with some lenders, especially if it shows over 6–12 months.
Tell me your full pay picture, not just base. I'll match you with lenders that count it.

Lenders look at how long you've been casual and how regular your shifts are.
Year-to-date income and an employer letter can help your case.
Applying to the wrong lender first can mean a knock-back on your credit file. Match first, then apply.

Answer four quick questions. I'll look at what lenders will do with your shift pay and get back to you with guidance for your situation.

Step 1 of 4

Finance broker with Support Finance Group. Tell me what you're looking at and roughly how much you need, and I'll talk you through your options.