Casual & agency nurses
Home loans for casual and agency nurses
Lots of banks get nervous about casual or agency income. Some lenders are much more relaxed about it, especially for nurses with steady shifts.
- Lenders that may accept casual income after a few months in the role
- Agency and nurse bank shifts presented properly
- Help pulling together payslips and history so your application is strong
What lenders look at
Usually how long you've been working casually or through an agency, how regular your shifts are, and your year-to-date income.
Each lender has different rules. Picking the right one first saves you a knock-back on your credit file.
Working more than one job?
Plenty of nurses combine a hospital role with agency shifts. Some lenders will count both. I'll show you which ones and how much it could add to your borrowing.
Find a lender that gets casual pay
Answer four quick questions. I'll look at what lenders will do with your shift pay and get back to you with guidance for your situation.
- No credit check
- No obligation
- Straight to David, not a call centre
What are you looking to do?
What clients say
5.0 from 8 Google reviews. Read them on Google"David has genuinely been amazing and super supportive while helping me figure out my borrowing capacity for my first home purchase. Super clear, easy to chat to and knows his stuff. Highly recommended!"
Pat Boxall
Google review · Oct 2026
"I've relied on David for residential and commercial property advice for 5 years. Exceptional knowledge, top-tier service, and always reliable. Highly recommended!"
Joscelyn Feros
Google review · Oct 2026
"I had a great experience working with David at Support Finance Group. He made the entire loan process stress-free and kept me updated every step of the way. Professional, knowledgeable, and easy to talk to. Highly recommend his services!"
Robert Dudley
Google review · Feb 2026
Common questions
How long do I need to have been casual?
It varies. Some lenders consider casual income after a few months, others want longer. Tell me your history and I'll match you to the right lender.
Can my agency income count?
Often yes, if it's regular. Some lenders shade it slightly, which is why the right lender matters.
I'm on a 457 / 482 or other visa. Can you help?
Some lenders do lend to visa holders. It depends on your visa type and deposit. Send me a message with your details.
Hi, I'm David Easton.
Finance broker with Support Finance Group. Tell me what you're looking at and roughly how much you need, and I'll talk you through your options.
Or email david@supportfinancegroup.com.au